uob personal banking
uob personal banking
Blog Article
UOB Lender delivers a number of personalized banking products and services designed to meet the monetary wants of individuals. Beneath is an extensive overview to assist you to have an understanding of The important thing elements and choices.
Types of Accounts
Savings Account: This account allows you to save money though earning fascination.
Characteristics: Quick access, interest earnings, negligible expenses.
Positive aspects: Secure spot for your cash, prospective development as a result of fascination.
Existing Account: Ideal for day by day transactions and controlling costs.
Features: Checkbook facility, overdraft defense.
Advantages: Effortless for regular payments and withdrawals.
Preset Deposit Account: For anyone looking to receive greater fascination rates above a set period of time.
Features: Fastened term deposits, larger desire prices when compared with personal savings accounts.
Gains: Secure investment decision selection with predictable returns.
Financial loans
Particular Loans: Unsecured financial loans which might be useful for several applications like education and learning or property renovation.
Varieties:
Installment Financial loans
Credit score Strains
Added benefits: Versatile repayment conditions, competitive fascination charges.
Home Loans: Personalized options for paying for house or refinancing current home loans.
Types:
Mounted Rate Property Loan
Floating Fee Home Mortgage
Positive aspects: Unique plans to fit particular person needs, appealing charges.
Charge cards
UOB delivers A selection of bank cards catering to unique life and paying out behaviors:
Rewards Playing cards: Receive factors on each individual invest in which can be redeemed for items or travel miles.
Cashback Playing cards: Get hard cash rebates on every day paying for instance groceries and eating out.
Travel Cards: Distinctive Added benefits like air miles accumulation and vacation insurance coverage coverage.
Expenditure Companies
For people thinking about rising their wealth by investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for extensive-phrase expansion objectives.
Structured Deposits * Combines the options of conventional deposits with financial investment items. * Likely greater returns but with a few hazard concerned.
Insurance plan Goods
To guard on your own and All your family members towards unforeseen functions:
Everyday living Insurance coverage * Supplies money stability in the event of death or crucial sickness. * Could also function a discounts Software according to the coverage picked.
Overall health Insurance plan * Handles clinical fees together with hospitalization prices. * Important for mitigating significant Health care charges.
Digital Banking Providers
Ease at your fingertips via electronic platforms:
World-wide-web Banking
Helps you to take care of your finances on check here the internet:
See account balances and transaction history
Transfer resources involving accounts or shell out payments
Apply for new products and solutions (financial loans/credit cards)
Cell Banking
Banking on-the-go through mobile applications:
Fast equilibrium checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to provide personalised banking options that cater specifically to particular person needs while guaranteeing comfort and protection in all transactions.